Privacy Policy

Privacy Policy

Page & Lugton Insurance Agency values you as a customer and respects your right to privacy. We recognize that you purchase our products and services because you trust that we will stand behind our promises. In turn, we pledge our commitment to treating your information responsibly. This notice describes our privacy policy and explains the categories of nonpublic personal information we collect, how and why we use this information and the policies and procedures we have in place to protect your privacy. We do not disclose any nonpublic personal information about our customers to anyone except in those situations allowed by law.

How do we protect the confidentiality and security of your information?
We maintain physical, electronic and procedural safeguards to ensure your personal information is treated responsibly and in accordance with our privacy policy. We also restrict access to your personal information within our organization to those employees and insurance carriers who need to know that information to provide products or services to your, or to conduct Page & Lugton Insurance Agency business. Employees who have access to customer information may use it only for legitimate business purposes. Additionally, we safeguard customer information in accordance with applicable data security regulations.

What personal information do we collect about you?
We collect personal information about you from the following sources:
Information we receive from you on applications and other forms;
Information about your transactions with us, our affiliates, or others;
Depending upon the product or services you are requesting, information we receive from consumer reporting agencies, medical providers, or driving records from the Registry of Motor Vehicles.

What categories of information do we disclose and to whom?
We may disclose the following information to entities that perform marketing and administrative services on our behalf or as required or permitted by law for legal, regulatory or other purposes:

Information we receive from you on applications or other forms, such as your name, address, beneficiaries, Social Security number, family member information and property locations and values.

Information we receive from you on applications or other forms for life insurance or a financial product, such as your name, address, beneficiaries, assets and income. Information about hour transactions with us, our affiliates, or others such as your account balance, policy coverage, payment history, the premium you pay, the shares you purchase, preferences, claims information, and the method of your purchase.

Information about whether or not you have defaulted on insurance premiums.

If required for the products you select, information we receive from consumer reporting agencies and other sources, such as your creditworthiness, motor vehicle and driver data, medical and employment information, loss history reports, and additional driver data.

Reservation of the right to disclose information in unforeseen circumstances:
In connection with the potential sale or transfer of its interest, Page & Lugton Insurance Agency and its affiliates reserve the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country or residency and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service: (2) aggress to be Page & Lugton Insurance Agency’s successor in interest with regard to the maintenance and protection of the information collected: and (3) aggress to the obligations of this privacy statement.

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